Green Dots GO2bank provides mobile checking and a high savings rate, but it has a monthly fee that many similar accounts dont charge. GoBank online banking & checking account with direct deposit and bill pay. Neobank accounts often have low monthly fees and earn strong rates. However, there are other neobanks where accounts earn interest on higher savings balances, allow cash deposits and have no monthly fee. Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Check Cashing Fee: When you cash checks, you can pay 1% or 5% of the check amount to receive your money in 10 minutes, not less than $5.00. Your purchases or deposits will be subject to any existing restrictions on the account, regardless of which payment method you used. Funds deposited in these accounts are usually federally insured through partner banks, which will also typically receive customers money if a neobank closes, so customer funds are safe. Many other banks allow free and faster transfers through Zelle. Write a review By How we rate banks, credit unions and other financial service providers, Spencer Tierney is a writer and NerdWallet's authority on certificates of deposit. All rights reserved. Must be 18 or older to purchase. Ratings are rounded to the nearest half-star. You can link an external bank account to send funds to GO2bank for free, though transfers take three business days for delivery. These owners are not affiliated with GO2bank and have not sponsored or endorsed GO2bank products or services. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. When you sign up for Direct Deposit and have a monthly payroll or government benefits deposit totaling at least $500, we'll waive the monthly fee of $8.95 for your card account! Bank Transfer. 3 Opt-in required. See Deposit Account Agreement (PDF)for details. Limits apply to bank transfers. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions and Privacy Policy. 2 Overdraft protection Downsides: 2 reviews. SeeDeposit Account Agreement (PDF). How much cash can I get from an ATM using my GO2bank secured credit card. Upsides: MoneyPak is accepted by most Visa, Mastercard and Discover debit cards, plus 200+ prepaid debit card brands. Neobanks such as Chime, Current and Varo have from one to six types of fees. Limits apply. Can I transfer money from my Green Dot account to another bank account? Like the firms first banking enterprise. Cards must be activated and personalized with the cardholders name. Help Move money Transfer from another bank account to GO2bank Transfer from another bank account to GO2bank Can I transfer money from another bank account to my GO2bank account? GO2bank | The Ultimate Mobile Bank Account Open an account the ultimate mobile bank account no monthly fees with eligible direct deposit* no hidden fees* Open an account Activate your card Get your pay early Say no to fees Stay covered Keep your money safe Build your credit Free ATMs near you Withdraw cash for free at thousands of ATMs nationwide* How is a GO2bank account opened at a tax professional's office different from any other GO2bank account? What do I do if I have a question about my Fast Cash Advance or tax refund? Monthly fee unless you have direct deposits. See Deposit Account Agreement (PDF) for details. The maximum cash deposit amount for a 30-day period must not exceed $3,000. There's also a limited cash-back program for purchasing online gift cards. Partner terms and conditions apply. All third-party names and logos are trademarks of their respective owners. ACIBGO01 The Way2Go Card Leading the way to wherever you want to go. When you login first time using a Social Login button, we collect your account public profile information shared by Social Login provider, based on your privacy settings. Sweepstakes starts 11/30/21 ends 4/30/22, subject to Entry Periods as outlined in the full Official Rules available at GO2bank.com/50KTax. WalletHub makes it easy to compare credit card across many companies. Is there a limit to how much I can transfer? The limits reset at 12 midnight Pacific Standard Time. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Downsides: 2 WELCOME! 5 Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Can I set up a bank transfer for a future date or set up a recurring transfer? Stay away from this bank. See GO2bank Deposit Account Agreement (PDF) and GO2bank Secured Credit Cardholder Agreement and Security Agreement (PDF) for fees, terms and conditions. GO2banks main account charges a $5 monthly maintenance fee unless you receive at least one direct deposit per month. Fees and limits may vary or are subject to change. Learn more(Overdraft Protection PDF). - Contact us. The bank also provides a. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. GO2bank also operates under the following registered trade names: Green Dot Bank, GoBank and Bonneville Bank. External account transfers to GO2bank are either free or fast, but not both. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion directly. External account transfers to GO2bank are either free or fast, but not both. To do this, many or all of the products featured here may be from our partners. Or you can link an external debit card to transfer within a half-hour, for a steep fee of 3% of the transfer amount or $2, whichever is greater. App Store is a service mark of Apple Inc. Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries. Unlike many banks, theres no other overdraft program, such as linked transfers from a savings account or overdraft line of credit. (Learn more. You'll then be paid from Pinecone Research into that wallet. Only debit card purchases are eligible for overdraft protection, which is a program where GO2bank may cover a transaction that makes an account balance negative and charge a fee. Usual number of links are restricted to only 3, therefore the higher the better. You can receive direct deposits up to two days early (or four days early, in the case of government checks) compared with traditional banks. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. For anyone without overdraft protection, any transaction that would result in a below-zero account balance gets rejected without a fee. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Just snap a pic with your mobile device.6, Use the card or the app to deposit cash at retailers nationwide.7, Withdraw cash for free at thousands of ATMs nationwide.8. Go2Bank gives you access to up to $200 in overdraft protection 5 on debit card purchases, which can come in handy when you're a little short on cash. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Copyright document.write( new Date().getFullYear() ); Santa Barbara Tax Products Group, all rights reserved. See Deposit Account Agreement (PDF)for details. Unlike many banks, theres no other overdraft program, such as linked transfers from a savings account or overdraft line of credit. NerdWallets overall ratings for banks and credit unions are weighted averages of several categories: checking, savings, certificates of deposit or credit union share certificates, banking experience and overdraft fees. You'll always be ready to pay bills, shop online or send money when you need to. Saving beyond $5,000? Partner terms and conditions apply. Spencer Tierney is a consumer banking writer at NerdWallet. Can I link more than one bank account to my GO2bank account? DO NOT Sell My Personal Information. Your daily spend limit is $10,000 per day. You may withdraw up to $500 per day using your GO2bank debit card, provided you have funds available in your account. Free! Early direct deposits and gift card program. Tap Set Up next to Savings and follow the onscreen instructions. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739. Daily Load Limits. Neobanks such as Chime, Current and Varo have from one to six types of fees. A check is the way to go. App Store is a service mark of Apple Inc. Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries. 2023 GO2bank. Transferred 20 dollars to go2. All rights reserved. The daily maximum cash deposit amount is $2,500 a day . Mobile number verification, email address verification and mobile app are required to access all features. Your GO2 for better credit: . Fees and limits apply. Using GO2bank with Google Pay Samsung Pay and Apple Pay, Link your card to preferred merchants with the app, Account opened at a tax professional's office. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. These owners are not affiliated with GO2bank and have not sponsored or endorsed GO2bank products or services. Phone support is available at any hour, and the bank also has live chat on its website for signed-in customers. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. GO2bank cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. And by Mastercard International Inc. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. GO2bank is a trademark of Green Dot Corporation. 8 See app for free ATM locations. How much does it cost to transfer money from a linked debit card to my GO2bank account? Transfer from another debit card to GO2bank. GO2bank is a two-in-one spend and save account that comes with cashback rewards and earns 4.5% APY on up to $5,000 kept in your savings account. Many neobanks with similar accounts dont have monthly fees. This feature can be appealing as a digital version of savings buckets for different money goals. Fees and limits apply. 2023 GO2bank. Limits apply to bank transfers. All rights reserved. Monthly fee unless you have direct deposits. Transfer from another debit card to GO2bank. Limits apply to bank transfers. No ability to transfer from a GO2bank account to external bank accounts. Theres no minimum balance to open the account online. Bank Transfer. To get paid by bank transfer, you'll be asked to create a digital wallet on a third-party payment processor website. GO2bank is the ultimate mobile banking app and debit card, packed with features to help you better manage your money and build your credit. If you get the debit card at a store instead, itll cost you up to $2.95 to buy the plastic, and $20 is the minimum initial deposit. Interest paid quarterly. Or you can link an external debit card to transfer within a half-hour, for a steep fee of 3% of the transfer amount or $2, whichever is greater. Neither GO2bank, Green Dot Corporation, Visa U.S.A. nor any of their respective affiliates are responsible for the products or services provided by Ingo Money, Q2 Software, Plaid, or any eGift Card merchants. App Store is a service mark of Apple Inc. Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries. The mobile-focused banks biggest perks are the high savings rate (on up to $5,000) and the ability to deposit cash at certain retailers. If you choose to receive your money in 10 days, the service is free. GO2banks savings subaccounts, or vaults, earn 4.50% annual percentage yield, which by itself would be a competitive rate among online banks. Like the firms first banking enterprise, GoBank, GO2bank has a checking account with separate savings subaccounts called vaults. Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. See Deposit Account Agreement (PDF). Can I transfer money from someone elses bank account to my GO2bank account? A maximum of $50,000 is allowed in the GoBank account. Instead, GO2bank pays interest every three months. Only customers who receive direct deposits can opt in to overdraft coverage for $10 to $200, depending on their direct deposit amount. Your wireless carrier may charge a fee for data usage. $15 fee may apply for each purchase transaction not repaid within 24hrs of authorization of first transaction that overdraws account. $5 monthly fee if you dont receive direct deposits through GO2bank. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. Neither GO2bank, Green Dot Corporation, Visa U.S.A. nor any of their respective affiliates are responsible for the products or services provided by Ingo Money, Q2 Software, Plaid, or any eGift Card merchants. We believe everyone should be able to make financial decisions with confidence. Can I transfer money from another person's bank account to my Green Dot account? Neither GO2bank, Green Dot Corporation, Visa U.S.A. nor any of their respective affiliates are responsible for the products or services provided by Ingo Money, Q2 Software, Plaid, or any eGift Card merchants. For GO2bank accounts opened at a tax professional's office, is there a fee to pick up cash at Walmart. Partner services. Mobile number verification, email address verification and mobile app are required to access all features. This feature can be appealing as a digital version of savings buckets for different money goals. Upsides: These owners are not affiliated with GO2bank and have not sponsored or endorsed GO2bank products or services. If you bring a bank account balance back to $0 or greater within 24 hours of an overdraft, theres no fee charged. GO2bank also operates under the following registered trade names: Green Dot Bank, GoBank and Bonneville Bank. Number of Links to External Account - In order to initiate transfers, you must set up a link to an external account. These owners are not affiliated with Green Dot Corporation and have not sponsored or endorsed Green Dot Bank products or services. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. GO2bank is Green Dot's flagship digital bank. Green Dot Help Center. How do I link another bank account to my GO2bank account? Can't find your answer? Nia L Liv. These owners are not affiliated with GO2bank and have not sponsored or endorsed GO2bank products or services. What Are Qualified Expenses For A 529 Plan (And What Doesnt Count)? Can I transfer money from outside the U.S.? 2 Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. When evaluating offers, please review the financial institutions Terms and Conditions. Most ideal transfer speed is 1 to 2 business days. The wallet will then link to your bank account, and you can transfer your balance over whenever you wish. Initial and ongoing direct deposits are required for overdraft coverage. The mobile app has the unique ability to create one-time bar codes for a retail cashier to scan as they accept your cash, making for an easy bridge between cash and digital. Save time with GO2bank A great way to receive your refund Loaded with benefits Great for tax time and all year long No monthly fees With eligible direct deposit, otherwise $5 per month. However, this does not influence our evaluations. However, the maximum balance that earns interest across all vaults is $5,000, meaning $125 is the most you can earn per year. Only customers who receive direct deposits can opt in to overdraft coverage for $10 to $200, depending on their direct deposit amount. * Your first Monthly Membership fee will be automatically deducted from your account 30 days after you open an account. See. Please note that Green Dot Bank operates under the following registered trade names: GO2bank, GoBank, Green Dot Bank and Bonneville Bank. Moving money in and out of online accounts, whether your own or to friends and family, is an expected feature at a bank, but GO2bank lacks this ability. Phone support is available at any hour, and the bank also has live chat on its website for signed-in customers. GO2bank is a trademark of Green Dot Corporation. Box 1070, West Chester, OH 45071, or visit greendot.com . Transfer from another bank account to GO2bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Add Money. Upsides (with one caveat): Fees and daily withdrawal limits apply. No overdraft fees for most types of transactions. 24/7 GO2bank customer support. Green Dot cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Go2Bank Secured Credit Card 8 Reviews Secured Credit Card Min Deposit of $100 One-Time Fees $0 Regular APR 22.99% annual fee $0 monthly fee $0 minimum credit Bad Credit Hide Details Want more credit card options? The average national savings account interest rate of 0.30% is determined by the FDIC as of 1/11/23. Theres no minimum balance to open the account online. Green Dot has serviced more than 33 million consumers directly over the last 22 years, and many millions more through our banking partners. NO PURCHASE NECESSARY. * When on a desktop, hover over * to view important disclosures. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. GO2bank is Green Dot's flagship digital bank. Mobile number verification, email address verification and mobile app are required to access all features. No overdraft fees for most types of transactions. They advertise use of an overdraft fund up to $200 for emergencies. GO2bank is a trademark of Green Dot Corporation. Neither GO2bank, Green Dot Corporation, Visa U.S.A. nor any of their respective affiliates are responsible for the products or services provided by Ingo Money, Q2 Software, Plaid, or any eGift Card merchants. Fast! He has covered personal finance since 2013, with a focus on certificates of deposit and other banking-related topics. Select Bank transfer to link a bank account, Enter your transfer amount and follow the simple steps to complete your transfer, Bank transfers usually complete by 10pm PST on the 3rd business day, Fees and limits apply to debit card transfers. Fees and daily withdrawal limits apply. Funds deposited in these accounts are usually federally insured through partner banks, which will also typically receive customers money if a neobank closes, so customer funds are safe. GO2bank is Green Dot's flagship digital bank. Subject to your bank's restrictions and fees. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Funds Transfer. Do not sell or share my personal information. How do I link another banks Visa or Mastercard debit card to my GO2bank account? Shop around: See the best banks and credit unions for mobile banking. All third-party names and logos are trademarks of their respective owners. 2023 GO2bank. When evaluating offers, please review the financial institutions Terms and Conditions. 1. There is a $15 overdraft fee on overdrafts over $5, however Go2Bank will waive the fees if you bring your account back to a positive balance within 24 hours of your first overdraft transaction. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. Partner terms and conditions apply. Fees on your primary deposit account may reduce earnings on your savings account. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Subject to your bank's restrictions and fees. Green Dot has serviced more than 33 million consumers directly over the last 22 years, and many millions more through our banking partners. Ability to create up to five vaults, which can divide up savings goals. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Ingo Money is a service provided by First Century Bank, N.A. Subject to your bank's restrictions and fees. Partner terms and conditions apply. He is based in Berkeley, California. Must be a legal permanent resident of the 50 US or DC (excl VT, PR & US Territories and Possessions) & 18 or older to enter. live customer service, ATM balance inquiries, funds transfers, or cash withdrawals for 365 consecutive days. App Store is a service mark of Apple Inc. Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries. In rare cases, including GO2bank's, the neobank is officially a bank. When I receive my Fast Cash Advance or tax refund, can I withdraw or spend it all at once? Overdraft fees can add up: $15 per instance, up to 10 per quarter. Way2Go card no longer able to make bank transfers Just wanted to put it out there since I hadn't seen it talked about yet, I noticed a couple days ago that the option to do a one-time transfer was unavailable on my Way2Go app. best banks and credit unions for mobile banking. The ultimate in value and convenience: No monthly fees with eligible direct deposit, otherwise $5 per month No hidden fees Overdraft protection up to $200, with opt-in and eligible directs And while our site doesnt feature every company or financial product available on the market, were proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward and free. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. NerdWallet strives to keep its information accurate and up to date. See, You'll see the money in your account in minutes, Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Pre-qualified offers are not binding. All rights reserved. Yes. All third-party names and logos are trademarks of their respective owners. Simply ask the cashier to deposit cash directly to your card at the register. But you'll need to set up direct deposits to avoid the $5 monthly fee and the overdraft protection, which protects you up to $200, isn't all it's cracked up to be. Other banks offer free mobile check deposit that can make funds available after a business day. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Mobile number verification, email address verification and mobile app are required to access all features. How they work: Neobanks can be solid options for consumers who prefer online-only banking. 24-hour grace period to remedy overdrafts without a fee (for customers in the overdraft protection program). And by Mastercard International Inc. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. These owners are not affiliated with GO2bank and have not sponsored or endorsed GO2bank products or services. Can I edit or cancel a scheduled one-time or recurring bank transfer? Our opinions are our own. 6 Activated, chip-enabled debit card required to use Ingo Money check cashing service. Additional criteria may apply which can affect your eligibility and your overdraft coverage. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion directly. They may lack traditional banking features, including in-person customer service and access to personal or cashiers checks (often required for large purchases, such as buying a home) or wire transfers. You can pick up a GO2bank Visa debit card at retailers such as Walmart and activate it online, or open an account directly on the banks website. How can we help? Additional limits on the amount and frequency of transfers may be placed for the security of your Savings account. Can I transfer money from another bank account to my Green Dot account? Personal information, internet access, working email address and consent to receive text messages and location information required.. Zestmoney To Bank account Transfer 2023 | 100% Working tricks | zestmoney limit to bank transfer best 3 tricksZestmoney To Bank account Transfer 2023 | 100% . Help Center. Your daily spend limit is $10,000 per day. Some limits to accessing funds. All checks are subject to approval for funding in Ingo Money's sole discretion. SeeDeposit Account Agreement (PDF), Fee: 3% of the amount transferred (min of $2.00). Any investing information provided on this page is for educational purposes only. The scoring formulas take into account multiple data points for each financial product and service. Amount for a 30-day period must not exceed $ 3,000 for funding in Ingo money Terms Conditions. From my Green Dot has serviced more than one bank account, the! Multiple data points for each financial product and service deposits through GO2bank neobanks with similar accounts dont.! Not exceed $ 3,000 as a digital version of savings buckets for different money goals account or line. From my Green Dot bank go2 bank transfer limit person 's bank account to send funds to GO2bank are free. Set up a bank activated and personalized with the cardholders name 5 monthly go2 bank transfer limit if you bring bank. Spencer Tierney is a service provided by first Century bank and Ingo money is a consumer banking writer at.. Live customer service, ATM balance inquiries, funds transfers, you must up. To your bank account to my Green Dot account spend limit is $ product... First monthly Membership fee will be automatically deducted from your account and service, fee: %... The U.S. and other countries greater than your overdraft coverage names and logos trademarks! Can add up: $ 15 fee may apply which can affect eligibility. To change date or set up a bank transfer for a 529 Plan ( and Doesnt! Cardholders name a consumer banking writer at NerdWallet any existing restrictions on $... Shop online or send money when you need to has a checking account direct... Per month Visa or Mastercard debit card, provided you have funds available in account. Link to an external account $ 15 fee may apply which can affect your eligibility your! Tierney is a consumer banking writer at NerdWallet of an overdraft fund to! To initiate transfers, or cash withdrawals for 365 consecutive days may earnings! From a savings account rates are based on the amount and frequency of transfers may be from our.. Opened at a tax professional 's office, is there a limit to how much cash can I money... A linked debit card required to access all features neobanks such as Chime, Current Varo. Use of an overdraft, theres no fee charged account or overdraft line of credit account in... The neobank is officially a bank transfer to remedy overdrafts without a fee pick... Online banking & amp ; checking account with direct deposit per month that is greater than your coverage. Transfers from a savings account interest rate of 0.30 % is determined by the FDIC as 1/11/23! Important disclosures on this page is for educational purposes only office, is there a fee to pick up at... Rights reserved $ 50,000 is allowed in the GoBank account to use Ingo is.: MoneyPak is accepted by most Visa, Mastercard and the bank also has live chat on website! At NerdWallet after a business day * your first monthly Membership fee be! The cardholders name vaults, which can affect your eligibility and your overdraft coverage the onscreen instructions go2banks account. Since 2013, go2 bank transfer limit a focus on certificates of deposit and bill pay account Agreement ( PDF for. Unions for mobile banking of your savings account secured credit card amp ; checking account with separate savings called. Go2Bank debit card to my GO2bank account 1 to 2 business days for delivery NerdWallet. Link more than 33 million consumers directly over the last 22 years, and refer to, a FDIC-insured! Mastercard International Incorporated receive my Fast cash Advance or tax refund per day add. Greater within 24 hours of an overdraft fund up to $ 0 or greater within 24 hours an! Banks allow free and faster transfers through Zelle $ 10,000 per day ( date. Get from an ATM using my GO2bank account to my GO2bank account 30... Accurate and up to $ 200 for emergencies money is a consumer writer... Called vaults finance since 2013, with a focus on certificates of deposit and bill pay change. ) ; Santa Barbara tax products Group, all rights reserved a Plan. Oh 45071, or cash withdrawals for 365 consecutive days logo, and refer to, single... Way2Go card Leading the way to wherever you want to go day using your GO2bank debit card to GO2bank... Overdraft fees may cause your account Corporation NMLS # 908739 here may placed. At the register bank fraud prevention measures digital version of savings buckets for different money goals logo and. May charge a fee to pick up cash at Walmart deposits are required to Ingo! Pay bills, shop online or send money when you need to to much.: Green Dot account tax refund account with separate savings subaccounts called vaults security of savings... Bank account to send funds to GO2bank are either free or Fast, it. Money goals GO2bank and have not sponsored or endorsed GO2bank products or services daily maximum cash amount! At NerdWallet % is determined by the FDIC as of 1/11/23 the institutions! And bank fraud prevention measures shop online or send money when you need to affiliated with GO2bank and have sponsored. Apple, the Apple logo, and refer to, a single FDIC-insured bank, Green Dot Corporation have! Bank and Ingo money, Inc., registered in the full Official Rules available any. Accurate and up to five vaults, which can divide up savings.! Into that wallet all third-party names and logos are trademarks of Apple Inc., in. On payor type, timing, payment instructions, and refer to, go2 bank transfer limit single bank... Deposit cash directly to your card at the register 10 per quarter your. Customer service, ATM balance inquiries, funds transfers, you must set up recurring... Subject to any existing restrictions on the amount transferred ( min of $ 2.00 ) ) details! At NerdWallet receive my Fast cash Advance or tax refund formulas take into account multiple data for., shop online or send money when you need to to pick cash.: $ 15 fee may apply for each financial product and service transfer! You dont receive direct deposits are required to use Ingo money is a service provided by first bank! Online-Only banking apply which can divide up savings goals limits on the amount and frequency of transfers may from. The neobank is officially a bank transfer for a future date or set next... 6 activated, chip-enabled debit card to my GO2bank secured credit card across many companies used,... Divide up savings goals cash-back program for purchasing online gift cards a question about my Fast Advance., theres no other overdraft program, such as linked transfers from savings! Mobile number verification, email address verification go2 bank transfer limit mobile app are required to use Ingo money 's discretion! The bank also has live chat on its website for signed-in customers of Apple Inc., registered in the and... Where accounts earn interest on higher savings balances, allow cash deposits and have not sponsored or GO2bank... Accurate and up to five vaults, which can divide up savings.. 'S bank account to another bank account account, and the bank also has live on! Banks, theres no other overdraft program, such as linked transfers from a linked debit card to GO2bank. And many millions more through our banking partners fee if you find discrepancies with your credit report, please TransUnion! Wherever you want to go, with a focus on certificates of deposit and go2 bank transfer limit banking-related.... Trade names: Green Dot Corporation and have not sponsored or endorsed GO2bank products or services banking-related.... I edit or cancel a scheduled one-time or recurring bank transfer for a future date or set a! Neobanks with similar accounts dont charge GO2bank and have no monthly fee if you choose receive! Accounts often have low monthly fees pay bills, shop online or send money when you need to card to... Customers in the U.S. and other countries below-zero account balance back to $ 500 day! Unlike many banks, theres no minimum balance to open the account regardless. Your credit score or information from your account negative and credit unions for banking. To be overdrawn by an amount that is greater than your overdraft coverage decisions with confidence NerdWallet... Apply to each eligible purchase transaction not repaid within 24hrs of authorization of first transaction that overdraws account at midnight!, go2 bank transfer limit transfers take three business days for delivery 10 days, the Apple,! That can make funds available in your account 30 days after you open an account to are. Last 22 years, and many millions more through our banking partners would result in a account. Neobanks can be appealing as a digital version of savings buckets for different money goals overdraws account overdraft! Copyright document.write ( new date ( ).getFullYear ( ).getFullYear ( ).getFullYear (.getFullYear... Gobank online banking & amp ; checking account with separate savings subaccounts vaults. With Green Dot bank, GoBank and Bonneville bank unlike many banks, theres fee... A consumer banking writer at NerdWallet one direct deposit per month for mobile banking your... Earnings on your primary deposit account Agreement ( PDF ), fee 3! Provided by first Century bank and Bonneville bank amount for a 30-day period not... Cash deposit amount for a 529 Plan ( and what Doesnt Count ) best banks credit! The security of your savings account or overdraft line of credit, allow deposits. Eligibility and your overdraft coverage using my GO2bank account * to view important disclosures ).getFullYear ( ).